White Pine Publishing
The Personal Finance Series
Guides for every stage of your financial journey
Six books. One mission: making your money make sense, wherever you are in life. Whether you’re budgeting your first paycheck, merging finances with a new spouse, or counting down to early retirement, the White Pine Publishing Personal Finance series meets you where you are, with no jargon, no guilt, just clear steps you can actually follow.
The Six Books
Each one stands alone, so pick the one that matches where you are right now.
Personal Budget Basics
The Step-by-Step Guide to Financial Stability
For anyone tired of feeling out of control with money.
No jargon, no shame, just a step-by-step path to a bulletproof budget.
A Strong Financial Foundation
The Graduate’s Guide to Money Management
Built for new grads facing their first real financial decisions.
Budgeting, credit, and investing basics, with a focus on building a supportive community along the way.
Newlywed Money Management
Building Wealth and Happiness Together
For couples merging finances.
Turning money stress into a shared plan, even when partners start from opposite ends of the financial spectrum.
Mid-Life Money Makeover
Revitalize Your Finances for the Second Half
Modern strategies for the specific financial challenges of mid-life.
Realistic, jargon-free guidance, no overnight overhaul required.
The Art of Passive Income
Strategies for Financial Freedom
Real-life strategies for building income streams beyond the day job.
Matched to different budgets, interests, and skill levels.
Bestseller
The F.I.R.E. Movement
Achieve Financial Independence and Retire Early
The four pillars of FIRE, real case studies, and a step-by-step roadmap.
Retire decades earlier than the traditional age.
Free Tools
Calculators and worksheets that pair with the books, free to use, no purchase required.
Live now · Pairs with The F.I.R.E. Movement
FIRE Calculator
Find your FI number, years to financial independence, and Coast FIRE number.
Live now · Pairs with Personal Budget Basics
50/30/20 Budget Allocator
See your ideal Needs/Wants/Savings split, based on your real income and expenses.
Live now · Pairs with A Strong Financial Foundation
Credit-Building Timeline
See two paths for your credit score: coasting vs. targeted habits.
Live now · Pairs with Newlywed Money Management
Fair-Share Calculator
Enter both incomes and your shared bills to see what each partner should fairly contribute — not just an even split down the middle.
Live now · Pairs with Mid-Life Money Makeover
Debt Payoff Calculator
Compare the snowball and avalanche methods to see which gets you debt-free faster.
Live now · Pairs with The Art of Passive Income
Passive Income Path Finder
Answer a few quick questions to find your top 3 passive income matches.
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